For everyone else, the iPhone requirement and the lack of perks limit its usefulness.
The Apple Card works as a physical card or on an Apple Watch or iPhone.
Is the Apple Card worth it? That’s the question nearly everyone asks me after I pull out the sleek titanium card. As far as appearances go, it’s hard to find a better-looking credit card. Minimalist and premium-looking, the Apple Card follows the path set by the iPhone or MacBook Air. If you’re the kind of Apple user who wants to flex by pulling out a sweet card, it doesn’t get much sweeter than this.