Business financial analysis
Audit an Unfinished Project Using Future Costs and Recoverable Assets
Distinguish money already irrecoverably spent from future commitments and the resale value sacrificed by continuing a stalled project.
Financial education
L.G
Financial education & practical analysis. Publication desk.
Published articles
352 articles
Business financial analysis
Audit Equipment Ownership Against Rental at More Than One Use Horizon
Compare equivalent equipment access with maintenance, residual value, and duration so a long-horizon ownership advantage does not hide a short-horizon cost.
Long-term planning & protection
Audit a Home Upgrade Against an Income Interruption and an Asset Decline at the Same Time
Test a discretionary commitment when earnings and backup investments both weaken, using a cash floor rather than assuming the two buffers remain independent.
Business financial analysis
Audit Paid Invoice Follow-Up by Additional Collections and the Timing of Existing Receipts
Compare a follow-up proposal with ordinary collection of the same invoice cohort, separating additional recovery from earlier cash and incremental service costs.
Savings & financial mathematics
Audit a Six-Month Savings Offer for Rate Units, Holding Period, and Charges
Normalize an annual effective yield into the actual holding period, subtract stated dollar costs once, and compare the gain with an existing account.
Budgeting & debt
Audit an Energy-Saving Upgrade Using Usage, Tariff, and Behavior Separately
Distinguish technical efficiency from actual bill savings and test whether added usage or fixed charges changes the upgrade's recovery threshold.
Business financial analysis
Audit the Value of a Paid Inspection Before Buying Used Equipment
Compare acting with uncertainty against buying information that can change the decision, using explicitly assumed probabilities and an upper-bound perfect-information case.
Business financial analysis
Audit a Service Pilot Before Turning a Small Trial into a Larger Fixed Commitment
Separate completed pilot costs from new expansion costs, translate demand evidence into contribution thresholds, and set a review condition before committing.
Long-term planning & protection
Setting a Down-Payment Gift That Does Not Borrow from the Donor's Future
Calculate a gift capacity after protected cash and known commitments, compare donor and recipient needs, and keep mortgage documentation distinct from family expectations.
Savings & financial mathematics
Designing a Child's Savings Match with a Clear Family Spending Cap
Calculate a bounded parental match, distinguish it from account interest, and let the child practice tradeoffs without creating an open-ended household promise.
Budgeting & debt
Funding Two Households During a Family Separation
Estimate duplicated expenses, deposits, and a temporary funding gap while keeping joint debt responsibility distinct from a private payment arrangement.
Long-term planning & protection
Evaluating a Home Modification for Multigenerational Living
Compare modification spending with genuine avoided costs, test the minimum useful duration, and clarify contributions without assuming ownership rights.